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Nearly there!

House KeysI just this minute received a phone call from the estate agents that have been dealing with our house purchase. Me thinking the worse was ready for a defensive call, perhaps I hadn’t done something right or not signed something, but no………the contracts are all drawn up and we are ready to move in!

All that is needed is for the mortgage company to pull their finger out, give us the money and we will give that to the agent! You can’t believe how happy I am, I am plotting all the bits and bobs that will adorn the place already!

Once it’s all done, you guys will be the first to know.

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Done, done and done…

There have been a few sleepless nights in Chez Brian in the last week or so, mainly because of the pending house move. I have been busy transferring funds from different internet accounts into my main savings account, paying off outstanding Direct Debits and generally trying to make the financial minefield that has been my situation, an orderly fiscal environment. This was done in the background while I filled out mortgage papers, liaised with the mortgage people and solicitors. I would wake up earlier than I wanted in the morning, think about what I would have to do that day and not be able to get back to sleep, I will readily admit it was a new experience to me.

For the majority of my life I have been in complete control of things, at University it was a case of how small the debt I was in would stay and as I gained respect in my jobs then after, how much money I could save whilst enjoying myself. Now it has all been laid bare for the financial companies to judge me, I have had to list purchases on my 0% credit card as outstanding debt, my car loan also. You then submit the application, hold your breath and hope that you come out with the money/mortgage you need!

After a discussion this afternoon, I have a mortgage proposal in principle and all looks to be angling towards completion. Done #1!

I have all but finished my Christmas shopping, this year being an easy year as I did it all very early and spread the cost :) My brother will be getting clothing, my mother a brand new iPod Nano and my stepdad a new digital camera (no I didnt shell out for it all, it was spread across the other members of the family). Katie’s presents I will not divulge as she reads this blog, but she is a master at getting me to divulge secrets so she knows a good few already. So you could say, Done #2!

All of my family and friends have now got their wedding suits fitted, meaning we are all go for the July deadline, thats a relief, I just hope I don’t start piling on the pounds in the next 6 months! On a wedding related note, the honeymoon is booked, Cuba is our destination of choice. Done #3? You bet you. See the pics below for our resort in Cuba, we should be staying in one of the lake houses.

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I have been a little worried but it seems things have come together :)

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The First Rung…

On the property ladder that is! I am beaming from ear to ear after securing a deposit for a flat of my very own! Myself and Katie went to view some properties on Saturday and fell in love with a lovely new-built flat located in Westcliff On Sea. It has the following niceties:

Kitchen

  • Designer fitted kitchens with co-ordinating work surfaces and ceramic wall tiles.
  • Stainless steel cooker, hob and extractor hood.

Bathroom

  • White sanitary ware, mixer taps with shower attachment and screen provided
    and medium height tiled walls.

General

  • Gas fired central heating.
  • Numerous power points and light switches.
  • Video entry phone system.
  • Satellite TV provision and telephone points.
  • Arch topped panel doors with chrome door furniture.
  • Coving to all principal rooms.
  • Double glazed windows.
  • Carpet throughout and flooring to kitchen.

Our Flat

Above is the picture from the brochure (click here to see a PDF of the development).

So all in all myself and Katie are positively beaming at being proud owners of our first abode! We have done our spreadsheets, paid off debts and look forward to securing the keys and moving in. I will update with extra information as I get it, and most definitely will be adding pictures.

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